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Your Super

We help by reviewing your current fund and make recommendations based on your goals.

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Review your fund(s)

Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund. Your current fund may not be the most suitable option for you.

What does it really mean for you and what difference does it make?


Common questions to consider

  • What is a choice of fund?
  • Am I eligible to choose my super fund? If so, what do I do?
  • What is a ‘default’ fund?
  • What happens if my employer doesn’t make contributions to the fund I choose?
  • When will my employer start making payments into my Choice Fund?
  • Can my employer reject my choice of super fund?
  • How often can I switch to another super fund?
  • My super is sitting in a few different funds. Is it worth moving it?
  • What are the fees associated with my current fund(s)?
  • What insurances are currently held within my existing super fund(s)?

 

How we can help

  • Review the performance of your current superannuation
  • Make recommendations about your super arrangements, based on your goals and circumstances
  • Recommend alternative fund providers – superannuation products
  • Review any insurance opportunities including buying insurance through your superannuation fund and compare with your existing cover

 

Your super

 

Paying more into super as a strategy

Retirement may seem like a long way off for some, but putting money into super now can be a tax effective way to invest your money. That’s because some types of contributions you make and the investment earnings on those contributions, are taxed at concessional rates. This strategy isn’t suitable for everyone so needs to be reviewed on an individual basis.

Not only is super a tax effective way of saving and investing, but you can benefit from the effects of compounding returns.

Common questions to consider

  • When should I start contributing?
  • Should I salary sacrifice?
  • Are there benefits if I contribute for my spouse?
  • Are there benefits in consolidating my super funds?
  • How can I check whether I have any lost super?
  • When should I think about topping up my superannuation?
  • Can I take advantage of the Government’s co-contributions?

 

How we can help

We can:

  • Review the performance of your current super fund in relation to your goals
  • Make recommendations based on your goals and circumstances
  • Recommend alternative fund providers – superannuation products
  • Review any insurance opportunities including buying insurance through your superannuation fund

What to do next

If you need help taking the next step, contact us today.

Disclaimer:
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.
 

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